Rate of interest for Citizens of India, in SBI, for fixed deposite is
9.0% per annum, when invested for more than 365 days, which is just less than %0.75 percent, since fixed deposit is not compunded on monthly basis. Senior citizens (age of 60 years or above) enjoy additional interest benefit of 0.25% per annum.
Complete charts for various SBI fixed deposit tenures are given here in this link.
SBI Home loan interest Rates:
Current base rate of SBI is 10% (as of December 2013).
Homeloan interest for loans below 75 lakhs, is Baserate + 0.15% = 10.15% per annum.
For SBI home loans that are above 75 lakhs, the interest rate is baserate + 0.3% = 10.3% per annum.
Women bankers can enjoy an additional discount of just 0.05% on their home loans. In case of joint loan accouts, in order to enjoy this discount benefit, the primary applicant must be a woman.
SBI Car Loan interest rates:
The rate of interest for SBI car loans is 0.75% above baserate, that is 10.75% per annum.
Interest rate for bikes (two wheelers):
Interest rate for bikes is ridiculously high in SBI, which is 8.25% above base rate, which is 18.25% per annum, which is more than 1.5% per months.