Choosing a STRONG PASSWORD
What's a smart password?
Your password is the first line of defense against cyber criminals. Follow these tips to create a smart password:
Use unique password for Important Accounts, like, Banking, Email, Facebook.
For every unique account, use a unique password.
Using the same password on different websites allows hijackers to access your important accounts if they manage to steal your password from a less secure website. At a minimum, choose unique passwords for important accounts like your email and online banking.
Avail additional security mechanisms that are available
It is highly recommended to enable two-step verification (some banks call it - enhanced security or high security or SMS protection). This is how you can provide physical security - ie., without your mobile no one can login into your account. Remember, you can always disable this feature if this is really annoying or the amount in your bank account is too less to protect.
Use a password with a mix of letters, numbers, and symbols
Using numbers, symbols and mixed-case letters in your password increases the difficulty of cracking your password. Ensure that your password has at least one UPPER CASE, one LOWER CASE, one DIGIT and one SYMBOL and keep the length of the password as minium 8 characters. Example: (hT&8#mYd!ck)
Create a password that's hard for others to guess
Choose a combination of letters, numbers, or symbols to create a unique password that's unrelated to your personal information. You can also select a random word or phrase, and insert letters and numbers into the beginning, middle, and end to make it extra difficult to guess (such as "SoM35H@lNd!@"). Using simple words or phrases like "password" or "thankyou" keyboard patterns such as "qwerty" or "qazwsx," or sequential patterns such as "Abcd1234" make your password easy to guess and crack.
Ensure your password recovery options are up-to-date and secure
There is always possibility that your forget password of a particular account. So, keep your recovery options, such as your mobile number, your email and your home address updated. Do not keep recovery questions that anyone can answer. Choose questions that are difficult for others to answers.
Keep your passwords in a secret place that isn't easily visible
Avoid storing passwords in digital form, especially in Shared devices, such as a common PC. You can write down your password and keept it at a secret place where others won’t have access. Don't leave notes with your passwords to various sites on your computer or desk. If you really want to store your password on a digital device, such as a PC or a phone, create a weired name for the file so people don't know that paasswords are inside. You can also use a REPUTED and TRUESTED password manager software. Spend a few minutes checking out the reviews and reputations of these services.
Why are unique passwords important?
Someone might at any time steal a password from an account, say, a website whose security is very weak (remember, millions of linked-in accounts have been hacked). If you use the same password everywhere, that someone can access all your accounts. Probably you never wanted this to happen.
How do I add an extra layer of security?
Once you’ve created a good password, you can add an additional layer of security by enabling SMS verification or high-security or a 2-step verification
2-step verification requires you to have access to your phone, as well as your username and password, when you sign in. If someone steals your passoword, he/she can't sign in to your account because they he/she doesn’t have your phone. That means, this is a means of physical key.